Knowledge List
受基金经理变更影响较小的基金类型

倘若购买基金后基金经理离职了,我们应当立即卖出所持有的基金吗?这不一定是明智之举,因为不同类型的基金受基金管理者变动的影响程度是不同的。

以下一些基金受基金管理者变动的影响比较小。

指数基金。其基金经理不用积极主动地选择投资的股票,只需被动地模仿指数,按指数的比例投资于构成指数的证券。所以,指数基金的基金经理变更对基金的影响没有积极管理型的基金大。

一流基金公司旗下的基金。一流的基金公司里人才济济,拥有许多有才华的基金经理和分析师。即使一个基金经理离开了,立即有其他的经理填补空缺。所以对于这些拥有绩优的基金和优秀的研究队伍的基金公司,基金经理的变动并不会造成很大的困扰。

管理小组型的基金。一般而言,基金管理者的变动,对管理小组型基金的影响通常比单人管理基金的小,但是,当且仅当管理小组型基金确实是采取民主的方式进行投资决策管理的。

相反的,以下几类基金管理者的变动,应当引起我们的警惕:单个经理的基金;采取积极型投资策略的基金;基金业绩虽好,但基金公司整体实力不强或旗下没有其他相似投资风格的基金的。

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