Knowledge List
关于基金分红

基金通常会把已经实现的收益向投资人进行分配。分红的基础为"基金净收益",即基金的收入回报和通过卖出证券实现的资本回报,减去依法可以在基金收益中扣除的费用后的余额。按照目前有关规定,分红有两个约束条件:一是基金投资要有已实现的净收益,二是分红比例在一年中不得低于已实现净收益的90%。

对于分红方式,投资人有两种选择,一是分配现金;二是再投资,即将分得的收益再投资于基金,并折算成相应数量的基金单位。

分红后,单位基金资产净值会下降。假设分红前单位净值1.06元,单位分红金额0.05元,则分红后单位净值降至1.01元。

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