Knowledge List
基金过往的表现如何

要确实了解基金的表现,不能单看回报率,还必须有相应的背景参照--将基金的回报率与合适的基准进行比较。所谓合适的基准,是指相关指数和其他投资于同类型证券的基金。不少人认为,如果有两只基金,过去两年每年回报率分别为22%和20%,那么必定是前者表现较为突出。有时候是这样的,但并非永恒的定律。回报率达22%的基金可能落后其业绩基准或者同类基金4到5个百分点;而回报率仅20%的基金却可能超越同类基金或业绩基准6个百分点。因而后者是素质较佳的基金。

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