Knowledge List
同类基金作业绩基准

你还可以用同类基金作为业绩评价基准,即将你所要考察的基金与其他投资于同类型证券的基金进行比较。例如,应将仅投资于美国股票的基金和其他仅投资于美国股票的基金进行比较,或者将债券基金与其他仅投资于债券的基金进行比较,这样才是合理的比较。正如我们应将苹果和苹果进行比较,而不应将苹果和桔子进行比较。

对基金进行评价时,应选择多个业绩评价基准。首先,应考虑你的个人指标,来保证你的投资能够满足你的投资目标。然后,将你所要考察的基金和一个被投资人广为接受的指数进行比较,使得你对基金的业绩有一个较为概括的评估。最后,应将该基金和同类基金比较,就可清楚了解到,相对于同类投资风格的基金其是否有很好的表现。

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